Terms and Conditions of Service

Please review these terms carefully before using our website or services. By accessing felomzenogoria, you agree to the conditions below.

September 1, 2025

Acceptance of Terms

By accessing or using our website, you acknowledge and accept these terms. If you do not agree, please discontinue use.

Definitions

Key terms used throughout these conditions are defined here.

"felomzenogoria" refers to the business and website at felomzenogoria.com.

"User" means any individual accessing our website or services.

"Services" means the financial planning solutions and related support offered by felomzenogoria.

"Content" refers to all text, graphics, and materials provided on this site.

Use of Services

Our services are available for general financial planning purposes and should not be used for specific investment or legal advice.

Eligibility

You must be at least 18 years old and reside in Australia to use our services.

Use outside Australia is at your own risk.

User Responsibilities

Users agree to act responsibly and provide accurate information.

Provide truthful and up-to-date details during consultations.
Do not misuse or attempt to compromise website security.
Follow all applicable Australian laws and regulations.
Respect the rights and privacy of other users and staff.

Prohibited Uses

You may not use our site or services to:

Engage in fraudulent, illegal, or deceptive activities.
Transmit harmful code or interfere with our systems.
Violate intellectual property rights or privacy.
Impersonate others or misrepresent information.
Circumvent security or access restrictions.

Intellectual Property

All content on felomzenogoria.com is protected by intellectual property laws. Reproduction, modification, or distribution without permission is prohibited.

User Contributions

You may submit information as part of consultations or feedback. Do not submit unlawful or offensive content.

Your Rights and Licenses

By submitting content, you grant us a licence to use it for service provision, subject to confidentiality.

Privacy Commitment

Your information is handled according to our privacy policy, which details collection, use, and storage practices.

View privacy policy

Disclaimer and Limitation of Liability

We provide information and services as-is, without warranties. Please review disclosures carefully.

Important Notice

Results may vary. Past performance does not guarantee future outcomes.

Limitation of Liability

We are not liable for indirect or consequential losses related to service use or website reliance.

Indemnification

You agree to indemnify felomzenogoria for losses from improper website use or breaches of these terms.

Dispute Resolution Process

We aim to resolve disputes amicably. If not possible, refer to the following provisions.

Arbitration

Disputes may be resolved through binding arbitration under Australian law.

Arbitration is not mandatory and does not restrict your legal rights.

Online Dispute Resolution

Australian users may use the government’s ODR platform for certain disputes.

Learn about dispute resolution

Severability

If any part of these terms is invalid, the remainder continues in effect.

Entire Agreement

These terms represent the entire agreement between you and felomzenogoria.

Applicable Law and Jurisdiction

Australian law governs these terms and all related matters.

Termination

We may suspend or terminate your access for policy violations or illegal activity.

Modifications

We reserve the right to update these terms. Continued use indicates acceptance of changes.

Contact Information

For questions about these terms, contact us below.

Email address: content@felomzenogoria.com

Phone number: +61712298893

Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective date: September 1, 2025

Version: 3.0